Many drivers around Lynchburg, VA take out a loan when they need a new car. Before you apply for a loan, however, you may want to take some steps to boost your credit score. The team at Lynchburg Nissan wants to help you get the best rates possible.
One thing you can do is dispute any errors on your credit report. Get a copy of your report from all of the major agencies and check them carefully for mistakes. It may take some time and effort, but correcting mistakes can boost your score significantly.
Many people feel like reducing the number of credit cards they have may help boost their scores. In fact, this can hurt it. Even if you are not using a card, leaving it open will help boost your available credit. It can also have a positive impact on your credit history age.